Nifty Financial Services

Pulse of Indian Finance. Power Your Investments.

As of Mar 30, 2026, the PE ratio is 15.35 and the PB ratio is 2.51

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Index Report

Easy-to-read, rules-based summary. Educational only.

1) Index Snapshot (1-minute read)

Nifty Financial Services is at 23,521.80 as of Mar 30, 2026. 1Y CAGR is 2.48%. It is 17.36% below its recent peak. Current valuation: PE 15.35, PB 2.51.

As of
Mar 30, 2026
Current Value
23,521.80
PE / PB
15.35 / 2.51
Dividend Yield
0.98%
1Y CAGR
2.48%
3Y CAGR
-
5Y CAGR
-
Volatility (1Y)
16.14%
Drawdown from Peak
17.36%

2) Valuation Zone

Zone is Very Cheap based on the last 15Y of PB history.

Very Cheappercentile
PB 2.51 vs 5Y avg 3.16 (-20.54%)
PB 2.51 vs 10Y avg 3.16 (-20.54%)
PB 2.51 vs 15Y avg 3.16 (-20.54%)

3) Earnings Growth Health

Trend:Improving

Composite proxy: 11.86% (weighted 1Y/3Y/5Y/10Y/15Y).

Status map: 1Y Improving.

1YImproving
Price CAGR: 2.48%
PB CAGR: -9.39%
Proxy: 11.86%
3YN/A
Price CAGR: -
PB CAGR: -
Proxy: -
5YN/A
Price CAGR: -
PB CAGR: -
Proxy: -
10YN/A
Price CAGR: -
PB CAGR: -
Proxy: -
15YN/A
Price CAGR: -
PB CAGR: -
Proxy: -

Proxy = price CAGR minus PB CAGR. Overall trend uses weighted proxy across 1Y/3Y/5Y/10Y/15Y, so single-year noise has less impact.

4) Sector Contribution Breakdown

Based on constituent counts (weights not available).

Financial Services
100.00%

5) Risk Signals

  • Volatility is moderate (16.14%).
  • Index is 17.36% below its recent peak.
  • Valuation is supportive vs history.

Signals are descriptive, not predictions.

6) Action Guidance

SIP
Increase

Consider increasing SIP if cashflow allows.

Lump-sum
Yes

A small, staggered lump-sum can be considered.

Rules-based guidance for long-term investors. Not a buy/sell call.

7) Index vs Inflation vs FD

Inflation and FD rates are not configured yet.

Technical Signals

Overbought

Historical vs. Current Market

Compare its historical behavior with the current market environment to gain insights into potential trends.

GreedyFearCurrent Market Mar 30, 2026
PEPBDIVPointsPEPBDIVPointsFall(%)~PEPBDIVMRI
Level
Jan 16, 2020Mar 24, 2020~15.352.510.98
35.614.190.5214655.3517.362.340.878418.70-42.56

56.89

11.58

40.1

7.26

88.46

12.64

97
Mar 02, 2015Feb 26, 2016
22.643.590.958153.0515.232.421.445775.15-29.17

32.2

0.79

30.08

3.72

3.16

31.94

93
Nov 01, 2010Dec 01, 2011
26.533.730.875065.1316.352.481.363676.08-27.42

42.14

6.12

32.71

1.21

12.64

27.94

94
Jan 03, 2008Oct 27, 2008
35.316.330.564396.7210.221.532.041650.06-62.47

56.53

50.2

60.35

64.05

75

51.96

44
May 10, 2006Jun 14, 2006
17.023.491.081943.6611.992.161.661345.44-30.78

9.81

28.02

28.08

16.2

9.26

40.96

75

Recent Performance

Analyze the recent performance of the Nifty Financial Services, including its recent highs and lows

Recent HighRecent LowCurrent Market Mar 30, 2026
PEPBDIVPointsPEPBDIVPointsFall(%)~PEPBDIVPoints
Feb 18, 2026Mar 30, 2026~Mar 30, 2026
18.183.000.8128463.2515.352.510.9823521.80-17.36

15.352.510.9823521.80 (0% )

Performance

Past performance returns (%) of the index

#1D1W1M3M6M1Y3Y5Y7Y10Y15Y
Nifty Financial Services-3.49-5.73-17.13-14.11-11.45-4.26-----

Fundamentals

Nifty Financial Services

PEPBDiv
15.352.510.98

Index Companies

Companies included in this index

Companies
Name of the companyIndustrySymbol
Axis Bank Ltd.Financial ServicesAXISBANK
Bajaj Finance Ltd.Financial ServicesBAJFINANCE
Bajaj Finserv Ltd.Financial ServicesBAJAJFINSV
Cholamandalam Investment and Finance Company Ltd.Financial ServicesCHOLAFIN
HDFC Asset Management Company Ltd.Financial ServicesHDFCAMC
HDFC Bank Ltd.Financial ServicesHDFCBANK
HDFC Life Insurance Company Ltd.Financial ServicesHDFCLIFE
Housing Development Finance Corporation Ltd.Financial ServicesHDFC
ICICI Bank Ltd.Financial ServicesICICIBANK
ICICI Lombard General Insurance Company Ltd.Financial ServicesICICIGI
ICICI Prudential Life Insurance Company Ltd.Financial ServicesICICIPRULI
Kotak Mahindra Bank Ltd.Financial ServicesKOTAKBANK
Muthoot Finance Ltd.Financial ServicesMUTHOOTFIN
Piramal Enterprises Ltd.Financial ServicesPEL
Power Finance Corporation Ltd.Financial ServicesPFC
REC Ltd.Financial ServicesRECLTD
SBI Cards and Payment Services Ltd.Financial ServicesSBICARD
SBI Life Insurance Company Ltd.Financial ServicesSBILIFE
Shriram Transport Finance Co. Ltd.Financial ServicesSRTRANSFIN
State Bank of IndiaFinancial ServicesSBIN

About

The Nifty Financial Services Index is your one-stop window to track the Indian financial sector's performance. This dynamic index reflects the health of leading banks, insurance companies, and other financial institutions. By following the Nifty Financial Services Index, you gain valuable insights into the sector's growth potential and make informed investment decisions.

Portfolio Characteristics

MethodologyPeriodic capped free-float
No. of Constituents20
Launch Date2007-08-07
Calculation FrequencyReal-Time
Index RebalancingSemi - Annually